/* coatnz.org — brand tokens shared with the COAT Connect portal.
   Change these five lines and the whole site follows. */
:root{
  --navy:#0d2b4e;
  --navy-dark:#091e38;
  --navy-light:#163a62;
  --accent:#e8621a;
  --accent-dark:#c9541a;

  --ink:#1b2430;
  --ink-dim:#4d5a6b;
  --ink-mute:#77828f;
  --ground:#ffffff;
  --tint:#f2f5f9;
  --line:#d9e0e8;

  --display:"Fraunces",Georgia,"Times New Roman",serif;
  --body:"Inter",-apple-system,BlinkMacSystemFont,system-ui,"Segoe UI",sans-serif;

  --wrap:1120px;
  --narrow:720px;
  --radius:14px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--ground);color:var(--ink);
  font-family:var(--body);font-size:17px;line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto}
a{color:var(--navy);text-underline-offset:.18em}
a:hover{color:var(--accent-dark)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}

h1,h2,h3{font-family:var(--display);font-weight:600;line-height:1.18;letter-spacing:-.01em;margin:0 0 .6em}
h1{font-size:clamp(2rem,1.4rem + 2.6vw,3.15rem)}
h2{font-size:clamp(1.5rem,1.2rem + 1.3vw,2.1rem)}
h3{font-size:1.2rem}
p{margin:0 0 1.05em}

.wrap{width:min(var(--wrap),100% - 2.5rem);margin-inline:auto}
.narrow{max-width:var(--narrow);margin-inline:auto}
.centred{text-align:center}
.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;z-index:50;background:#fff;padding:.6rem 1rem;border-radius:8px}

.eyebrow{
  font-family:var(--body);font-size:.78rem;font-weight:600;
  letter-spacing:.13em;text-transform:uppercase;color:var(--accent);margin:0 0 .8rem;
}
.eyebrow.light{color:#f4b58c}
.lede{font-size:1.16rem;color:var(--ink-dim)}
.note{font-size:.9rem;color:var(--ink-mute)}
.more{font-weight:600}

/* ------------------------------------------------------------- masthead */
.masthead{background:var(--navy);color:#fff;position:sticky;top:0;z-index:30}
.masthead a{color:#fff}
.masthead-inner{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap;padding:.7rem 0}
/* The logo is a light-background lockup, so it sits on a white chip rather
   than fighting the navy behind it. */
.brand{display:block;margin-right:auto;text-decoration:none;
  background:#fff;border-radius:10px;padding:.5rem .8rem;line-height:0}
.brand img{width:auto;height:40px}
@media (max-width:420px){.brand img{height:32px}}

.masthead nav ul{display:flex;flex-wrap:wrap;gap:.15rem;list-style:none;margin:0;padding:0}
.masthead nav a{
  display:block;padding:.5rem .7rem;border-radius:8px;text-decoration:none;
  font-size:.92rem;font-weight:500;color:#d3dfec;
}
.masthead nav a:hover{background:var(--navy-light);color:#fff}
.masthead nav a[aria-current="page"]{color:#fff;box-shadow:inset 0 -2px 0 var(--accent)}
.nav-cta a{background:var(--accent);color:#fff !important;font-weight:600}
.nav-cta a:hover{background:var(--accent-dark)}

.navtoggle,.navtoggle-label{display:none}
@media (max-width:920px){
  .navtoggle-label{
    display:block;cursor:pointer;font-size:.85rem;font-weight:600;letter-spacing:.06em;
    text-transform:uppercase;border:1.5px solid #3c5b80;border-radius:8px;padding:.45rem .8rem;
  }
  .masthead nav{display:none;flex-basis:100%}
  .navtoggle:checked ~ nav{display:block}
  .masthead nav ul{flex-direction:column;gap:0;padding-bottom:.6rem}
  .masthead nav a{padding:.7rem .5rem;border-top:1px solid #1d426c}
  .nav-cta a{margin-top:.6rem;text-align:center}
}

/* ---------------------------------------------------------------- bands */
.hero{
  background:linear-gradient(160deg,var(--navy) 0%,var(--navy-dark) 60%,#06172c 100%);
  color:#fff;padding:clamp(3.5rem,2rem + 8vw,6.5rem) 0;
}
.hero h1{max-width:18ch}
.hero .lede{color:#c5d5e6;max-width:56ch}
.pagehead{background:var(--navy);color:#fff;padding:clamp(2.5rem,1.5rem + 5vw,4.25rem) 0}
.pagehead .lede{color:#c5d5e6}
.band{padding:clamp(2.75rem,1.8rem + 4.5vw,4.5rem) 0}
.band-tint{background:var(--tint)}
.cta{background:var(--tint);border-top:1px solid var(--line);padding:clamp(2.5rem,2rem + 3vw,4rem) 0}

/* --------------------------------------------------------------- buttons */
.actions{display:flex;flex-wrap:wrap;gap:.75rem;align-items:center;margin-top:1.6rem}
.actions.centred{justify-content:center}
.btn{
  display:inline-block;padding:.72rem 1.35rem;border-radius:999px;
  font-weight:600;font-size:.97rem;text-decoration:none;border:2px solid transparent;
  transition:background .15s,border-color .15s,color .15s;cursor:pointer;font-family:var(--body);
}
.btn-accent{background:var(--accent);border-color:var(--accent);color:#fff}
.btn-accent:hover{background:var(--accent-dark);border-color:var(--accent-dark);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.5);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-quiet{border-color:var(--line);color:var(--navy);background:#fff}
.btn-quiet:hover{border-color:var(--navy);color:var(--navy)}

/* ---------------------------------------------------------------- cards */
.cards{display:grid;gap:1.25rem;margin-top:2rem}
.cards-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.cards-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.6rem 1.5rem;
}
.card h2,.card h3{margin-bottom:.5rem;color:var(--navy)}
.card p:last-child{margin-bottom:0}

/* ---------------------------------------------------------------- tiers */
/* Four tiers read as a progression, so they want an even 2x2 rather than the
   3 + 1 an auto-fit grid produces at this width. */
.tiers{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:760px){.tiers{grid-template-columns:1fr}}
.tier{border-top:5px solid var(--tier,var(--navy));display:flex;flex-direction:column}
.tier .tier-count{margin-top:auto}
.tier-bronze{--tier:#a4682f}
.tier-silver{--tier:#8b96a3}
.tier-gold{--tier:#c79413}
.tier-platinum{--tier:#3d6f8e}
.tier h2{color:var(--tier);margin-bottom:.1rem}
.tier-tagline{font-weight:600;color:var(--ink-dim);margin-bottom:.9rem}
.tier-count{
  font-size:.9rem;color:var(--ink-dim);background:var(--tint);
  border-radius:8px;padding:.5rem .75rem;
}
.tier-suitable{font-size:.93rem;color:var(--ink-dim);margin-bottom:0}
.tier-suitable span{
  display:block;font-size:.72rem;font-weight:600;letter-spacing:.11em;
  text-transform:uppercase;color:var(--ink-mute);
}

/* ----------------------------------------------------------- principles */
.principles{list-style:none;counter-reset:none;margin:2.25rem 0 2rem;padding:0;
  display:grid;gap:1.1rem;grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.principle{
  background:#fff;border:1px solid var(--line);border-left:5px solid var(--accent);
  border-left-color:var(--accent);border-radius:var(--radius);padding:1.5rem 1.4rem;
}
.principle{border-left-color:var(--accent)}
.principle[style]{border-left-color:var(--accent)}
.principle-num{
  font-size:.74rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:var(--accent);margin:0 0 .35rem;
}
.principle h3{margin-bottom:.55rem;color:var(--navy)}
.principle blockquote{
  margin:1rem 0 0;padding-left:1rem;border-left:2px solid var(--line);
  font-size:.92rem;color:var(--ink-dim);font-style:italic;
}

/* -------------------------------------------------------------- listings */
.ticks{list-style:none;margin:1.2rem 0 1.6rem;padding:0}
.ticks li{position:relative;padding-left:1.9rem;margin-bottom:.75rem}
.ticks li::before{
  content:"";position:absolute;left:0;top:.55em;width:.75rem;height:.42rem;
  border-left:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);
  transform:rotate(-45deg);
}

.numbered,.steps{list-style:none;counter-reset:n;margin:2rem 0;padding:0}
.numbered li,.steps li{counter-increment:n;position:relative;padding-left:3.6rem;margin-bottom:2rem}
.numbered li::before,.steps li::before{
  content:counter(n);position:absolute;left:0;top:-.15rem;
  width:2.5rem;height:2.5rem;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  background:var(--navy);color:#fff;font-family:var(--display);font-size:1.15rem;
}
.numbered.tight li{margin-bottom:1.4rem}
.numbered h2,.steps h2{font-size:1.25rem;margin-bottom:.35rem;color:var(--navy)}
.numbered blockquote{
  margin:1rem 0 0;padding-left:1rem;border-left:3px solid var(--accent);
  color:var(--ink-dim);font-style:italic;
}

/* ---------------------------------------------------------------- table */
.tablewrap{overflow-x:auto;margin:2rem 0 1rem}
table.fees{border-collapse:collapse;width:100%;min-width:520px;background:#fff}
table.fees caption{
  text-align:left;font-weight:600;color:var(--ink-dim);padding-bottom:.6rem;font-size:.95rem;
}
table.fees th,table.fees td{
  text-align:left;padding:.85rem 1rem;border-bottom:1px solid var(--line);font-size:.97rem;
}
table.fees thead th{
  background:var(--navy);color:#fff;font-weight:600;font-size:.82rem;
  letter-spacing:.08em;text-transform:uppercase;border-bottom:none;
}
table.fees tbody th{font-weight:600;color:var(--navy);white-space:nowrap}
table.fees td.fee{font-weight:600;white-space:nowrap}
table.fees tbody tr:nth-child(even){background:var(--tint)}

/* ------------------------------------------------------------------ faq */
.faq{border-bottom:1px solid var(--line);padding:.35rem 0}
.faq summary{
  cursor:pointer;list-style:none;padding:.9rem 2rem .9rem 0;position:relative;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary h2{display:inline;font-size:1.15rem;margin:0;color:var(--navy)}
.faq summary::after{
  content:"";position:absolute;right:.35rem;top:1.35rem;width:.6rem;height:.6rem;
  border-right:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);
  transform:rotate(45deg);transition:transform .15s;
}
.faq[open] summary::after{transform:rotate(-135deg);top:1.6rem}
.faq p{margin-bottom:.9rem}
.faq[open] > p:last-of-type{margin-bottom:1.3rem}

/* ---------------------------------------------------------------- legal */
.legal section{margin-bottom:2.25rem;scroll-margin-top:6rem}
.legal h2{font-size:1.22rem;color:var(--navy)}
.legal p{font-size:.97rem;margin-bottom:.7rem}
.toc{background:var(--tint);border:1px solid var(--line);border-radius:var(--radius);
  padding:1.4rem 1.5rem;margin-bottom:2.5rem}
.toc h2{font-size:1rem;margin-bottom:.7rem}
.toc ol{margin:0;padding:0;list-style:none;columns:2;column-gap:2rem;font-size:.92rem}
.toc li{margin-bottom:.3rem;break-inside:avoid}
@media (max-width:600px){.toc ol{columns:1}}

/* -------------------------------------------------------------- contact */
.contact-grid{display:grid;gap:2.5rem;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr)}
@media (max-width:820px){.contact-grid{grid-template-columns:1fr}}
.contact-details h2{font-size:1.25rem}
.contact-details h3{font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-mute);margin:1.6rem 0 .3rem;font-family:var(--body)}
.contact-form{background:var(--tint);border:1px solid var(--line);
  border-radius:var(--radius);padding:1.75rem}
.contact-form label{display:block;font-size:.88rem;font-weight:600;margin-bottom:.3rem}
.contact-form input,.contact-form textarea{
  width:100%;font:inherit;font-size:.97rem;padding:.65rem .8rem;background:#fff;
  border:1.5px solid var(--line);border-radius:9px;color:var(--ink);
}
.contact-form input:focus,.contact-form textarea:focus{border-color:var(--navy);outline:none;
  box-shadow:0 0 0 3px rgba(232,98,26,.18)}
.contact-form textarea{resize:vertical}
.two-up{display:grid;gap:0 1rem;grid-template-columns:1fr 1fr}
@media (max-width:520px){.two-up{grid-template-columns:1fr}}
.hp{position:absolute;left:-9999px}
.error{background:#fdecec;border:1px solid #eebfbf;color:#8a1f1f;
  border-radius:9px;padding:.8rem 1rem;font-size:.95rem}
.thanks{background:#eef7f1;border:1px solid #bfdfcb;border-radius:var(--radius);padding:1.75rem}
.thanks h2{color:#1b6e4b;margin-bottom:.4rem}

/* --------------------------------------------------------------- footer */
.footer{background:var(--navy-dark);color:#b9c8d9;margin-top:0;padding:3rem 0 0;font-size:.94rem}
.footer a{color:#dbe6f2}
.footer a:hover{color:#fff}
.footer h2{font-family:var(--body);font-size:.78rem;font-weight:600;letter-spacing:.12em;
  text-transform:uppercase;color:#7e93ab;margin-bottom:.8rem}
.footer-inner{display:grid;gap:2rem;grid-template-columns:1.6fr 1fr 1fr;padding-bottom:2.5rem}
@media (max-width:760px){.footer-inner{grid-template-columns:1fr}}
.footer-about strong{color:#fff;font-family:var(--display);font-size:1.05rem;
  display:block;margin-bottom:.5rem}
.footer ul{list-style:none;margin:0;padding:0}
.footer li{margin-bottom:.45rem}
.footer-legal{border-top:1px solid #143252;padding:1.2rem 0;font-size:.85rem;color:#7e93ab}

/* -------------------------------------------------------- holding page */
body.holding{display:flex;align-items:center;justify-content:center;
  min-height:100vh;background:var(--navy);color:#fff;text-align:center}
body.holding .holding-logo{height:70px;width:auto;margin-bottom:1.5rem;
  background:#fff;border-radius:12px;padding:.7rem 1rem}
body.holding .lede{color:#c5d5e6}
body.holding a:not(.btn){color:#dbe6f2}